The Biblical Mandate to Create Wealth

From Joe
March 24, 2026
Introduction

Dear Reader,

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Whenever someone wants to score points against wealthy people using Christianity, they almost always pull out the same line:

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“It’s easier for a camel to go through the eye of a needle than for a rich man to enter the kingdom of God.” 

(Matthew 19:24)

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And if it’s not that, it’s the story of Jesus driving the moneylenders out of the temple.

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Both are wielded like cudgels against anyone who’s successful.

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But both are misunderstood.

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You see, Jesus wasn’t condemning wealth. He was condemning idolatry in the first case, and corruption in a sacred space in the second.

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Wealth, profit, productivity – these aren’t sins.

Just the opposite. In fact, they are the original commission given to mankind.

The Bible literally mandates us to create wealth

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From the very beginning, God gave humanity a clear command:

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“Be fruitful and multiply and fill the earth and subdue it, and have dominion…” (Genesis 1:28)

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Adam was placed in the garden “to work it and keep it.” (Genesis 2:15)

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This was a mandate to transform chaos into order.

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A pile of rocks scattered on the ground is chaos. Shape them into bricks, stack them into walls, and you’ve created a house – order.

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Wilderness is chaos. Clear the land, plant crops, and harvest food, and you’ve created a farm – order.

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And that’s the essence of wealth.

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In economic terms, wealth is useful order – the arrangement of raw resources into forms that serve human needs.

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An apple orchard creates wealth because it turns sunlight, soil, and water into food.

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A factory creates wealth because it organizes labor, machines, and materials into finished goods.

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Even knowledge creates wealth, because it orders experience into principles that can be reused and multiplied.

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As Adam Smith noted in the Wealth of Nations, wealth consists of the goods and services that people value.

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By this definition, profit is simply proof that you’ve succeeded in creating useful order…

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That you’ve taken what was chaotic and made it valuable enough that others are willing to exchange their own resources for it.

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That’s what profit really represents. 

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In the vast majority of cases, it’s not exploitation – it’s stewardship. 

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It’s proof that you’ve organized resources in a way that benefits others, while still caring for what you’ve been entrusted with.

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This is the same lesson Jesus taught in the Parable of the Talents (Matthew 25). 

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The servants who multiplied what they were given were praised as faithful stewards. The one who buried his share and produced nothing was condemned.

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The foundation upon which everything else rests

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And it’s not just a nice idea or a cultural preference. 

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Scripture makes provision the baseline duty of every believer. 

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Paul writes in 1 Timothy 5:8: “Anyone who does not provide for their relatives, and especially for their own household, has denied the faith and is worse than an unbeliever.”

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Notice what Paul doesn’t say. 

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He doesn’t say the man who fails to pray enough is worse than an unbeliever. Or the man who doesn’t read Scripture. Or even the man who neglects worship.

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The one singled out is the man who refuses to provide.

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In other words, if you’re relying on others to carry you when you could be productive, you’ve missed the most basic commission God gave mankind.

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Think of Joseph in Egypt. By storing grain in the years of plenty, he provided for nations in the years of famine. 

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Productivity – wealth creation – is what enabled provision.

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It’s the foundation on which everything else rests.

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Before philosophy, before philanthropy, before lofty pursuits – you must first learn to be useful. To create something of value to exchange with others.

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Once that base is secure, then you can build higher: study philosophy, explore the arts, focus on charity, and grow deeper in faith.

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But without productivity – without wealth – those higher pursuits are resting on shaky ground.

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It’s like trying to build the roof before laying the foundation.

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What does the Bible actually condemn?

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The Bible never condemns wealth creation. 

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It condemns the idolatry of wealth, and the corruption of your values in the pursuit of it.

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From Genesis to Paul’s letters, the mandate is the same: be fruitful, subdue, provide. 

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Create enough to care for your family, contribute to your community, and have something left to give away.

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Wealth isn’t greed. Wealth is proof you’ve been a faithful steward.

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“I believe the power to make money is a gift from God… to be developed and used to the best of our ability for the good of mankind.”

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~John D. Rockefeller

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Conclusion

In some ways, maybe it was also an act of mercy when man was cursed to make his bread by the sweat of his brow.

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Because it means the work itself has lessons to teach us.

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Until next time,

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-Joe Brown

Heresy Financial

Letters From a Heretic

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I really enjoyed this course. Joe has a special skill at teaching. He is very concise which I appreciated. The only thing I was an experienced investor at was real estate so I am a complete newbie to all the other assets he touches on in this course. I feel much more confident now about investing in the stock market, his explanation of options and hedging was really insightful as well.

Nikki

I loved this course. It was knowledgable and gave me a new perspective on capital management. The portfolio you put together made so much sense to me, and it's kind of surprising that it's not more widespread. I really liked how you broke down mainstream portfolios and explained the pros and cons of each. It helped me get a better sense of the investment landscape and made me feel more confident

Kyle